[Board] Fwd: Insurance Policies for Open Research Institute

Michelle Thompson mountain.michelle at gmail.com
Wed Aug 30 14:39:29 PDT 2023


---------- Forwarded message ---------
From: Cole Kinney <cole at cal-insurance.org>
Date: Wed, Aug 30, 2023, 14:15
Subject: Insurance Policies for Open Research Institute
To: Michelle Thompson <mountain.michelle at gmail.com>


Good day Michelle – your new insurance policies are now available on our
client portal. CalNonprofits Insurance Services (csr24.com)
<https://portal.csr24.com/mvc/1361142144>



Formal billings to follow.



   - *General Liability and Directors & Officers Liability – billing will
   come from the Nonprofits Insurance Alliance *Login -- Nonprofits
   Insurance Alliance (insurancefornonprofits.org)
   <https://secure.insurancefornonprofits.org/login.cfm?_gl=1*lhap4p*_ga*NjAyNDU3MTI1LjE2OTIxMTU5NDM.*_ga_01N2R9D1L5*MTY5MzQyODUzNi43MS4xLjE2OTM0MzAwNDkuNjAuMC4w&_ga=2.22768443.1465451960.1693237477-602457125.1692115943>
   - *Tech E&O/Cyber Liability – this billing will be sent from our office*



Thanking you for the opportunity to be of service!



Cole



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Michelle Thompson <mountain.michelle at gmail.com>
*Sent:* Tuesday, August 29, 2023 1:31 PM
*To:* Cole Kinney <cole at cal-insurance.org>
*Cc:* board at lists.openresearch.institute
*Subject:* Re: Insurance Proposal & Quotes for Open Research Institute



Greetings Cole! Here's the answers:

Question #1 (if no previous insurance, mark no) No
Question #22 (please advise of any proposed events – if none planned at
this time, mark no) No
Question #23 (please mark yes or no) No
Question #42 (please mark yes or no) Yes

Food: No
Used Merchandise: used test equipment $0 so far

Other: new prototype hardware designs for licensed digital radio bands
$13,000

-Michelle Thompson







On Tue, Aug 29, 2023 at 11:40 AM Cole Kinney <cole at cal-insurance.org> wrote:

Michelle – the Nonprofits Insurance Alliance is requesting a few items to
confirm binding. Please submit responses to the following:

   - General Liability Application


   - Question #1 (if no previous insurance, mark no)
      - Question #22 (please advise of any proposed events – if none
      planned at this time, mark no)
      - Question #23 (please mark yes or no)
      - Question #42 (please mark yes or no)



Thank you, Cole



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Cole Kinney
*Sent:* Monday, August 28, 2023 1:17 PM
*To:* Michelle Thompson <mountain.michelle at gmail.com>
*Cc:* board at lists.openresearch.institute
*Subject:* RE: Insurance Proposal & Quotes for Open Research Institute



Thank you.  I requested coverage to be bound effective 8/28/2023. Formal
policies and billing to follow.



*Policy Type*

*Insurance Company*

*Bind request date*

*Annual premium*

*Billing*

General Liability

Nonprofits Insurance Alliance

8/28/2023

$1,330.00

Direct from the insurance company

Directors & Officers Liability

Nonprofits Insurance Alliance

8/28/2023

$600.00

Direct from the insurance company

Technology Errors & Omissions Liability including Cyber Liability

Trisura/At-Bay

8/23/2023

$8,067.95

Our office will bill for this directly





*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Michelle Thompson <mountain.michelle at gmail.com>
*Sent:* Monday, August 28, 2023 12:13 PM
*To:* Cole Kinney <cole at cal-insurance.org>
*Cc:* board at lists.openresearch.institute
*Subject:* Re: Insurance Proposal & Quotes for Open Research Institute



Thank you Cole - I will look for the document and get it back to you as
soon as I can.

-Michelle Thompson







On Mon, Aug 28, 2023 at 11:21 AM Cole Kinney <cole at cal-insurance.org> wrote:

I just resent the DocuSign.  I was able to correct the phone number



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Michelle Thompson <mountain.michelle at gmail.com>
*Sent:* Monday, August 28, 2023 11:17 AM
*To:* Cole Kinney <cole at cal-insurance.org>
*Cc:* board at lists.openresearch.institute
*Subject:* Re: Insurance Proposal & Quotes for Open Research Institute



I'm sure we can figure it out and fix it.

What can I do to help here? I can try and export the docusign, or should I
do something like screenshots?

-Michelle Thompson





On Mon, Aug 28, 2023 at 11:03 AM Cole Kinney <cole at cal-insurance.org> wrote:

I am sorry.  I can include that information with our bind request.



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Michelle Thompson <mountain.michelle at gmail.com>
*Sent:* Monday, August 28, 2023 10:40 AM
*To:* Cole Kinney <cole at cal-insurance.org>;
board at lists.openresearch.institute
*Subject:* Re: Insurance Proposal & Quotes for Open Research Institute



Greetings Cole,

I'm able to fill out almost the entire form, but the phone number field
refuses to work no matter what format I enter. Can you tell me what format
it wants?

I've tried
+1 858 229 3399
1 858 229 3399
1.858.229.3399
858.229.3399
229.3399

18582293399
8582293399

2293399

and now I'm trying commas, double spaces...

It won't let me complete the document unless the phone number is entered
and in some sort of format that is not explained.

Here's a screenshot of one attempt and the error message I am getting.

Sorry about this - I'm just not understanding how to enter it in the way
the error message states.


-Michelle Thompson







On Mon, Aug 28, 2023 at 10:19 AM Cole Kinney <cole at cal-insurance.org> wrote:

Thank you.  I just sent the proposal and related information over via
DocuSign.



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Michelle Thompson <mountain.michelle at gmail.com>
*Sent:* Saturday, August 26, 2023 2:27 PM
*To:* Cole Kinney <cole at cal-insurance.org>
*Cc:* board at lists.openresearch.institute
*Subject:* Re: Insurance Proposal & Quotes for Open Research Institute



Yes, but we got answers on all of them, and yes we are ready to move
forward.

Thank you,

-Michelle Thompson







On Fri, Aug 25, 2023 at 2:19 PM Cole Kinney <cole at cal-insurance.org> wrote:

Good day Michelle – did the board have any questions on our proposal?  Are
you ready to move forward?



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Michelle Thompson <mountain.michelle at gmail.com>
*Sent:* Saturday, August 19, 2023 10:02 AM
*To:* Cole Kinney <cole at cal-insurance.org>
*Cc:* board at lists.openresearch.institute; Frank Brickle <brickle at pobox.com>
*Subject:* Re: Insurance Proposal & Quotes for Open Research Institute



We should have a vote this coming Tuesday, at our "official" board meeting.

-Michelle Thompson







On Fri, Aug 18, 2023 at 4:41 PM Cole Kinney <cole at cal-insurance.org> wrote:

Good day Michelle – just checking in concerning the insurance proposal we
provided.  Please let us know if you have any questions.  Our quotes are
generally good for 30 days.



Thank you,

Cole



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Michelle Thompson <mountain.michelle at gmail.com>
*Sent:* Thursday, August 10, 2023 7:54 AM
*To:* Cole Kinney <cole at cal-insurance.org>
*Cc:* board at lists.openresearch.institute; Frank Brickle <brickle at pobox.com>
*Subject:* Re: Insurance Proposal & Quotes for Open Research Institute



** CAUTION: External message

Greetings Cole!

Thank you so much for helping with these quotes.

Our board is reviewing them now.

I'm on travel until the 15 August, but our next meeting will happen very
soon after that. I anticipate a quick answer.


-Michelle Thompson





On Wed, Aug 9, 2023 at 5:17 PM Cole Kinney <cole at cal-insurance.org> wrote:

Good day Michelle - did you have a chance to review our proposal and
quotes?  Let me know if you have any questions.



Sincerely,
Cole



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.



*From:* Cole Kinney
*Sent:* Wednesday, August 2, 2023 2:20 PM
*To:* mountain.michelle at gmail.com
*Subject:* Insurance Proposal & Quotes for Open Research Institute



Michelle – we are pleased to attached our quotes and proposal for your
review and acceptance. We are providing the following lines of coverage.

   - Technology Professional Liability
   - General Liability
   - Directors & Officers Liability



Please let us know if you have any questions.  I would be happy to set up a
call to discuss.



Sincerely,

Cole



*Cole Kinney, *CDI License # 0629052

*Senior Vice President of Development*



*CalNonprofits Insurance Services* | a subsidiary of the California
Association of Nonprofits

*Nonprofit Owned. Nonprofit Serving.*



415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell

www.calnonprofitsinsurance.org | Corporate License 0827761





*We provide advice on contracts in our capacity as insurance advisors. Our
advice is based on how the contract interacts with your insurance policy
and is not intended to replace professional legal advice. CalNonprofits
Insurance Services (CNIS) does not warrant or guarantee the legal effect or
the appropriate use of the contents. CNIS strongly recommends that clients
consult with their legal counsel when considering contractual language
prior to signing.*



This message and any attachments may contain confidential information
intended for a specific person.  If you received this email in error,
please notify the sender and delete the message.  Failure to maintain the
confidentiality of this email may subject you to penalties under applicable
law. The recipient should check this email and any attachments for the
presence of viruses.  The company accepts no liability for any damage
caused by any virus transmitted by this email. Any quotes discussed in this
email are contingent upon approval by the carrier.
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