<div dir="auto"></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">---------- Forwarded message ---------<br>From: <strong class="gmail_sendername" dir="auto"><a href="mailto:jBernhard@insurancefornonprofits.org">jBernhard@insurancefornonprofits.org</a></strong> <span dir="auto"><<a href="mailto:jBernhard@insurancefornonprofits.org">jBernhard@insurancefornonprofits.org</a>></span><br>Date: Wed, Aug 30, 2023, 13:51<br>Subject: Your Recently Purchased Flat Fee D&O Policy -  79708 Open Research Institute, Inc.<br>To:  <<a href="mailto:mountain.michelle@gmail.com">mountain.michelle@gmail.com</a>><br></div><br><br>



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<div style="font-size:11.0pt;font-family:"Arial","sans-serif"">Dear NIAC Member,<br>
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Your Directors and Officers coverage with Nonprofits Insurance Alliance of California (NIAC) has been purchased. This policy is effective 8/28/2023. As you are aware, you have purchased our "Zero Employee D&O Policy" created exclusively for nonprofits with
 no employees. <span style="text-decoration:underline">This policy does not provide any employment practices liability coverage.</span><br>
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<b>Remember, if you hire any employees during the policy term, the D&O policy will not cover any employment related claims. Please notify your broker immediately if you are considering hiring an employee.</b><br>
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Do you have questions concerning your invoice, billing or payments? Please contact your Finance Representative Luis Hernandez at 831-900-9438 or <a href="mailto:lhernandez@insurancefornonprofits.org" target="_blank" rel="noreferrer">lhernandez@insurancefornonprofits.org</a><br>
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Do you have questions regarding your renewal, copies of your policy, obtaining a certificate of insurance, or changes to your account? Please contact your broker, Cole Kinney at CalNonprofits Insurance Services at 415-906-5057 or <a href="mailto:cole@cal-insurance.org" target="_blank" rel="noreferrer">cole@cal-insurance.org</a><br>
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<p><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"><b>Julie L. Bernhard, MSW</b><br>
External Relationships Director<br>
831-621-6037 <b>|</b> Direct<br>
800-359-6422 <b>|</b> Office<br>
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<p><span>A head for insurance. A heart for nonprofits.<br>
<a href="http://www.insurancefornonprofits.org" target="_blank" rel="noreferrer"><span style="color:blue">insurancefornonprofits.org</span>
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