<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Candara;
panose-1:2 14 5 2 3 3 3 2 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
p.m-2729325621606228552msolistparagraph, li.m-2729325621606228552msolistparagraph, div.m-2729325621606228552msolistparagraph
{mso-style-name:m_-2729325621606228552msolistparagraph;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
span.EmailStyle20
{mso-style-type:personal-reply;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
/* List Definitions */
@list l0
{mso-list-id:447118243;
mso-list-template-ids:-127525086;}
@list l0:level1
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level2
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level3
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level4
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:2.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level5
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:2.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:3.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:3.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level8
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:4.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:4.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
ol
{margin-bottom:0in;}
ul
{margin-bottom:0in;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple" style="word-wrap:break-word">
<div class="WordSection1">
<p class="MsoNormal">Sounds good Michelle. Let us know if anyone has any questions.
<o:p></o:p></p>
<p class="MsoNormal"><br>
Sincerely,<br>
Cole<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif">Cole Kinney,
</span></b><span style="font-family:"Arial",sans-serif">CDI License # 0629052<b><o:p></o:p></b></span></p>
<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif">Senior Vice President of Development<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif;color:#008B97"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif;color:#008B97">CalNonprofits Insurance Services</span></b><span style="font-family:"Arial",sans-serif;color:black"> | a subsidiary of the California Association of Nonprofits
<o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Candara",sans-serif;color:#F36817">Nonprofit Owned. Nonprofit Serving.</span></b><b><span style="font-family:"Candara",sans-serif;color:#F36817"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:black">415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.5pt;font-family:"Candara",sans-serif;color:#1F497D;border:none windowtext 1.0pt;padding:0in"><a href="http://www.calnonprofitsinsurance.org/">www.calnonprofitsinsurance.org</a></span><span style="font-size:11.5pt;font-family:"Candara",sans-serif;color:black;border:none windowtext 1.0pt;padding:0in"> |
Corporate License 0827761</span><span style="font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><img border="0" width="109" height="93" style="width:1.1354in;height:.9687in" id="Picture_x0020_3" src="cid:image001.png@01D9CB79.95F4CCB0"></span><span style="font-size:10.0pt;color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#0070C0">We provide advice on contracts in our capacity as insurance advisors. Our advice is based on how the contract interacts with your insurance policy and is not
intended to replace professional legal advice. CalNonprofits Insurance Services (CNIS) does not warrant or guarantee the legal effect or the appropriate use of the contents. CNIS strongly recommends that clients consult with their legal counsel when considering
contractual language prior to signing.<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black">This message and any attachments may contain confidential information intended for a specific person. If you received this email in error, please notify the sender
and delete the message. Failure to maintain the confidentiality of this email may subject you to penalties under applicable law. The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any
damage caused by any virus transmitted by this email. Any quotes discussed in this email are contingent upon approval by the carrier.
</span><span style="font-size:9.0pt;color:#1F497D"><o:p></o:p></span></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> Michelle Thompson <mountain.michelle@gmail.com>
<br>
<b>Sent:</b> Thursday, August 10, 2023 7:54 AM<br>
<b>To:</b> Cole Kinney <cole@cal-insurance.org><br>
<b>Cc:</b> board@lists.openresearch.institute; Frank Brickle <brickle@pobox.com><br>
<b>Subject:</b> Re: Insurance Proposal & Quotes for Open Research Institute<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div style="mso-element:para-border-div;border:solid #FFC000 1.0pt;padding:12.0pt 12.0pt 12.0pt 12.0pt;background:#FFC000">
<p style="background:#FFC000;border:none;padding:0in"><span style="font-size:12.0pt;color:black">** CAUTION: External message</span><o:p></o:p></p>
</div>
<div>
<div>
<div>
<div>
<div>
<div>
<p class="MsoNormal" style="margin-bottom:12.0pt">Greetings Cole!<o:p></o:p></p>
</div>
<p class="MsoNormal" style="margin-bottom:12.0pt">Thank you so much for helping with these quotes.
<o:p></o:p></p>
</div>
<p class="MsoNormal" style="margin-bottom:12.0pt">Our board is reviewing them now.
<o:p></o:p></p>
</div>
<p class="MsoNormal">I'm on travel until the 15 August, but our next meeting will happen very soon after that. I anticipate a quick answer.
<o:p></o:p></p>
<div>
<p class="MsoNormal"><br clear="all">
<o:p></o:p></p>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<p class="MsoNormal" style="margin-bottom:12.0pt">-Michelle Thompson<br>
<br>
<o:p></o:p></p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
</div>
</div>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<div>
<p class="MsoNormal">On Wed, Aug 9, 2023 at 5:17 PM Cole Kinney <<a href="mailto:cole@cal-insurance.org">cole@cal-insurance.org</a>> wrote:<o:p></o:p></p>
</div>
<blockquote style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-right:0in">
<div>
<div>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Good day Michelle - did you have a chance to review our proposal and quotes? Let me know if you have any questions.<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Sincerely,<br>
Cole<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Arial",sans-serif">Cole Kinney,
</span></b><span style="font-family:"Arial",sans-serif">CDI License # 0629052</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Arial",sans-serif">Senior Vice President of Development</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Arial",sans-serif;color:#008B97"> </span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Arial",sans-serif;color:#008B97">CalNonprofits Insurance Services</span></b><span style="font-family:"Arial",sans-serif;color:black"> | a subsidiary
of the California Association of Nonprofits </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Candara",sans-serif;color:#F36817">Nonprofit Owned. Nonprofit Serving.</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif;color:black">415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.5pt;font-family:"Candara",sans-serif;color:#1F497D;border:none windowtext 1.0pt;padding:0in"><a href="http://www.calnonprofitsinsurance.org/" target="_blank">www.calnonprofitsinsurance.org</a></span><span style="font-size:11.5pt;font-family:"Candara",sans-serif;color:black;border:none windowtext 1.0pt;padding:0in"> |
Corporate License 0827761</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"><img border="0" width="109" height="93" style="width:1.1354in;height:.9687in" id="m_-2729325621606228552Picture_x0020_2" src="cid:image001.png@01D9CB79.95F4CCB0"></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#0070C0">We provide advice on contracts in our capacity as insurance advisors. Our advice is based on how the
contract interacts with your insurance policy and is not intended to replace professional legal advice. CalNonprofits Insurance Services (CNIS) does not warrant or guarantee the legal effect or the appropriate use of the contents. CNIS strongly recommends
that clients consult with their legal counsel when considering contractual language prior to signing.</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black">This message and any attachments may contain confidential information intended for a specific person. If
you received this email in error, please notify the sender and delete the message. Failure to maintain the confidentiality of this email may subject you to penalties under applicable law. The recipient should check this email and any attachments for the presence
of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email. Any quotes discussed in this email are contingent upon approval by the carrier.
</span><o:p></o:p></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<div>
<div style="border:none;border-top:solid windowtext 1.0pt;padding:3.0pt 0in 0in 0in;border-color:currentcolor currentcolor">
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b>From:</b> Cole Kinney
<br>
<b>Sent:</b> Wednesday, August 2, 2023 2:20 PM<br>
<b>To:</b> <a href="mailto:mountain.michelle@gmail.com" target="_blank">mountain.michelle@gmail.com</a><br>
<b>Subject:</b> Insurance Proposal & Quotes for Open Research Institute<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Michelle – we are pleased to attached our quotes and proposal for your review and acceptance. We are providing the following lines of coverage.<o:p></o:p></p>
<ul type="disc">
<li class="m-2729325621606228552msolistparagraph" style="mso-list:l0 level1 lfo1">
Technology Professional Liability<o:p></o:p></li><li class="m-2729325621606228552msolistparagraph" style="mso-list:l0 level1 lfo1">
General Liability<o:p></o:p></li><li class="m-2729325621606228552msolistparagraph" style="mso-list:l0 level1 lfo1">
Directors & Officers Liability<o:p></o:p></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Please let us know if you have any questions. I would be happy to set up a call to discuss.
<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Sincerely,<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Cole<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Arial",sans-serif">Cole Kinney,
</span></b><span style="font-family:"Arial",sans-serif">CDI License # 0629052</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Arial",sans-serif">Senior Vice President of Development</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Arial",sans-serif;color:#008B97"> </span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Arial",sans-serif;color:#008B97">CalNonprofits Insurance Services</span></b><span style="font-family:"Arial",sans-serif;color:black"> | a subsidiary
of the California Association of Nonprofits </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Candara",sans-serif;color:#F36817">Nonprofit Owned. Nonprofit Serving.</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif;color:black">415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.5pt;font-family:"Candara",sans-serif;color:#1F497D;border:none windowtext 1.0pt;padding:0in"><a href="http://www.calnonprofitsinsurance.org/" target="_blank">www.calnonprofitsinsurance.org</a></span><span style="font-size:11.5pt;font-family:"Candara",sans-serif;color:black;border:none windowtext 1.0pt;padding:0in"> |
Corporate License 0827761</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="color:#1F497D"><img border="0" width="109" height="93" style="width:1.1354in;height:.9687in" id="m_-2729325621606228552Picture_x0020_1" src="cid:image001.png@01D9CB79.95F4CCB0"></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#0070C0">We provide advice on contracts in our capacity as insurance advisors. Our advice is based on how the
contract interacts with your insurance policy and is not intended to replace professional legal advice. CalNonprofits Insurance Services (CNIS) does not warrant or guarantee the legal effect or the appropriate use of the contents. CNIS strongly recommends
that clients consult with their legal counsel when considering contractual language prior to signing.</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black">This message and any attachments may contain confidential information intended for a specific person. If
you received this email in error, please notify the sender and delete the message. Failure to maintain the confidentiality of this email may subject you to penalties under applicable law. The recipient should check this email and any attachments for the presence
of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email. Any quotes discussed in this email are contingent upon approval by the carrier.
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
</div>
</div>
</div>
</blockquote>
</div>
</div>
</div>
</div>
</body>
</html>