[Board] Fwd: Insurance Proposal & Quotes for Open Research Institute

[Steve Conklin]

My thoughts after one readthrough

This looks really good, and the cost is less than what we were paying at
the Children's Theatre - however, that organization was in loco
parentus for minors.

We're excluded coverage for "Improper Sexual Conduct and Physical Abuse
Exclusion" in the general policy but covered as directors. I think this is
OK, since we have a Code of Conduct and will enforce it, and can show that
we're not negligent, should we ever have a legal challenge (I am not a
lawyer).

I'm disappointed that we can't use fireworks or have a "trampoline
bounce house" :-) but everything we do seems to be covered, including fund
raisers and events.

I'm also happy to see coverage for "reputational harm".

Regarding the security report - we can address some of those big items
pretty easily. If we don't already have email on our domain then I think
just setting up gmail with our domain will satisfy that requirement, but
I'll defer to Paul on this.

We can also set up MFA, but it would be helpful if they told us what they
found that doesn't have it. Maybe it's in the docs and I missed it. Or
maybe they'll tell us after we pay.

It would be timely if we could put this policy in place before DEFCON

Steve

On Fri, Aug 4, 2023 at 6:36 PM Michelle Thompson <
mountain.michelle at gmail.com> wrote:

> Quotes for insurance from CalNonProfits sources
>
> -Michelle Thompson
>
>
>
>
> ---------- Forwarded message ---------
> From: Cole Kinney <cole at cal-insurance.org>
> Date: Wed, Aug 2, 2023 at 2:19 PM
> Subject: Insurance Proposal & Quotes for Open Research Institute
> To: mountain.michelle at gmail.com <mountain.michelle at gmail.com>
>
>
> Michelle – we are pleased to attached our quotes and proposal for your
> review and acceptance. We are providing the following lines of coverage.
>
>    - Technology Professional Liability
>    - General Liability
>    - Directors & Officers Liability
>
>
>
> Please let us know if you have any questions.  I would be happy to set up
> a call to discuss.
>
>
>
> Sincerely,
>
> Cole
>
>
>
> *Cole Kinney, *CDI License # 0629052
>
> *Senior Vice President of Development*
>
>
>
> *CalNonprofits Insurance Services* | a subsidiary of the California
> Association of Nonprofits
>
> *Nonprofit Owned. Nonprofit Serving.*
>
>
>
> 415.906.5057 direct | 888.427.5224 toll free | 805.709.2223 cell
>
> www.calnonprofitsinsurance.org | Corporate License 0827761
>
>
>
>
>
> *We provide advice on contracts in our capacity as insurance advisors. Our
> advice is based on how the contract interacts with your insurance policy
> and is not intended to replace professional legal advice. CalNonprofits
> Insurance Services (CNIS) does not warrant or guarantee the legal effect or
> the appropriate use of the contents. CNIS strongly recommends that clients
> consult with their legal counsel when considering contractual language
> prior to signing.*
>
>
>
> This message and any attachments may contain confidential information
> intended for a specific person.  If you received this email in error,
> please notify the sender and delete the message.  Failure to maintain the
> confidentiality of this email may subject you to penalties under applicable
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> email are contingent upon approval by the carrier.
>
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